Bitcoin users are experiencing some of the highest transaction fees in years, as the network struggles to keep up with growing demand. According to BitInfoCharts, the average Bitcoin transaction fee as of the time of writing is **$11.05 per transfer**, or **0.0004 BTC**, which is more than double the fee a year ago. The backlog of unconfirmed transactions is also at a record high, with Mempool Space reporting over **413,436 TXs** pending transactions at the time of writing. 

In the last couple of days, we have seen some transactions with outrageous fees ranging from as low as $50 to as high as $15,000. Here’s a [link](https://mempool.space/tx/22315dab4af7fc0bef2b8b657a3386988e41addbc224fdba8af74665e5777135) to such transactions: 

Let’s look at some reasons for the surge and possible ways to navigate through it.

### Why are Bitcoin fees surging?

In the past, blockchain congestion has been caused by various factors such as high transaction volumes, slow block times, and inadequate block size limits.

Currently, Bitcoin's block size limit of 1 MB limits the number of transactions that can be processed per block, leading to competition among users for limited space. Second, the recent price surge of Bitcoin has attracted more users and traders, who are willing to pay higher fees to ensure timely confirmations. Third, the upcoming Bitcoin halving event, which will reduce the block subsidy reward from 12.5 BTC to 6.25 BTC, may be causing miners to prioritize high-fee transactions to compensate for the reduced income.

### **How can this be addressed?**

To address these issues, the Bitcoin community has implemented several solutions in the past, such as the SegWit upgrade and the Lightning Network. While these solutions have helped to reduce fees in the past, they have not been able to keep up with the recent surge in demand.

But how can you do to optimize your Bitcoin fees and save money? Here are some tips:

- Estimate your fees: Before sending a Bitcoin transaction, use a fee estimator tool to get an idea of the optimal fee based on the current network conditions. Some popular fee estimator sites are [Bitcoin Fees](https://bitcoinfees.net/) and  [Estimatefee.com](https://estimatefee.com/)
- Choose the right wallet: Not all Bitcoin wallets are created equal when it comes to fees. Some wallets allow you to customize your fees, while others use a fixed fee structure. Look for wallets that support Segwit, which can reduce your fees.
- Use batching: If you frequently send multiple small transactions, consider using a wallet that supports batching, which allows you to combine several transactions into one and save on fees.
- Wait for low-fee periods: If your transaction is not urgent, consider waiting for periods when the network is less congested, such as weekends or late nights.
- Consolidation: Consolidation helps in coin management if dealing with multiple addresses. It basically helps to create and combine small transactions from multiple addresses to a single address.

### In conclusion

Bitcoin's recent surge highlights both its growing adoption and the challenges facing the blockchain ecosystem. The network's high fees and congestion underscore the need for efficient scaling solutions. Regulatory and institutional developments could also impact Bitcoin's value and role in the digital economy. It's crucial for every party to be aware of the risks and opportunities of cryptocurrencies and other assets, as their future success depends on their ability to meet user demands and provide secure, efficient, and inclusive financial services.

[At BitPowr](https://bitpowr.com/blog/bitpowr-wallet-now-supports-bitcoin-seg-wit-addresses), we understand that the key to staying ahead in the blockchain game is innovation. That's why we've made sure that our wallets support Bitcoin SegWit addresses, allowing you to take full advantage of the latest blockchain technology.

With SegWit support, you'll benefit from faster transaction times, lower fees, and greater network capacity, all of which can give you an edge in the competitive world of digital asset management. Plus, you can rest easy knowing that your funds are secure and accessible whenever you need them.

So if you're looking for a reliable and innovative partner in the blockchain space, look no further than BitPowr. Contact our sales team at **[sales@bitpowr.com](mailto:sales@bitpowr.com)** to learn more about our services and how they can help you achieve your financial goals.

In the past days, Bitcoin fees have been outrageously high. In this article we explore the reasons and look at ways to navigate through it 

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Understanding the Reasons for the Recent Surge in Bitcoin Transaction Fees

### **Growth of NeoBanks in Africa, India, and Latin America**

“Neobanks” also known as challenger banks are online-only banks that offer lower fees and more convenient services than traditional banks. They have become increasingly popular in emerging economies, where many people are underserved by traditional banks. Latin America, Africa, and Asia are expected to experience the most growth in the Neo banking space over the next decade.

**In Africa**, Neobanks are also being used to improve financial access. 

According to Statista, the sector in Africa is expected to experience significant growth in the coming years. The transaction value of Neobanking in Africa is projected to reach US$30.97 billion by 2027, up from US$5.02 billion in 2020. This growth can be attributed to several factors, including the increasing adoption of digital technology, rising smartphone penetration, and changing consumer behavior and preferences toward more accessible and convenient banking services.

Neobanks in Africa have been able to cater to populations underserved by traditional banks, providing lower costs and greater flexibility. The rise of digital banking solutions, such as mobile banking and online account opening, has allowed Neobanks to offer accessible and convenient banking services to these populations. Additionally, Neobanks have expanded into new markets, including SME lending and investment services, and are increasingly partnering with traditional financial institutions to offer white-label banking services.

**In Latin America**, Neobanks have emerged as a way to provide financial services to low-income earners who have historically been excluded from the traditional banking system. Expensive banking licenses and a bureaucratic process for setting up accounts have limited access to the financial system. However, recent regulatory changes in Brazil and Mexico have lowered the regulatory hurdle and created large Neobanking sectors in these two countries.

**In India**, the number of Neobank users is projected to reach 135.2 million in 2023, up from 42.5 million in 2019. This growth is also being fueled by factors such as a large unbanked population, a high level of smartphone penetration, and the government's push for digitalization and financial inclusion.

In recent years, several Neobanks have entered the Indian market, including Paytm Payments Bank, Airtel Payments Bank, and DBS Bank India. These Neobanks are leveraging digital technologies such as mobile apps and digital wallets to offer customers a range of banking services, including account opening, money transfers, bill payments, and investment options.

One of the major advantages of Neobanks in India is their ability to serve underserved and unserved segments of the population. For example, many Neobanks are partnering with microfinance institutions and other financial intermediaries to reach customers in rural and remote areas. This is helping to promote financial inclusion and reduce the number of unbanked individuals in the country.

As the Neobanking market in Africa and across the globe continues to grow, the development of fintech infrastructure is expected to play a crucial role.

*Bitpowr offers the necessary infrastructure to seamlessly integrate blockchain solutions into your primary banking operations, enabling you to provide advanced and secure financial services*

This infrastructure will enable Neobanks to offer more sophisticated services and solutions, further driving the adoption of Neobanking services in the region. Overall, the future of Neobanking in Africa looks promising, with increasing smartphone penetration and changing consumer preferences expected to drive continued growth and expansion in the market.

### **How Stablecoins can help Neobanks improve operations**

Making cross-border payments through Neobanks comes with a lot of challenges and Stablecoins are helping to ease that whole process. These digital currencies, which are pegged to other assets like the US dollar or euro, offer less volatility than traditional cryptocurrencies, making them an attractive option for those looking to protect their savings. Stablecoins also offer a solution for small and medium-sized enterprises (SMEs) in Africa, who struggle to access dollars or other major currencies for cross-border trades.

Neobanks can also benefit from stablecoins, as they provide a faster, more efficient way to transfer funds across borders. Neobanks can leverage stablecoins to offer their customers low-cost, instant cross-border payments, making it easier for them to transact with customers and suppliers in different countries. Additionally, stablecoins can help Neobanks reduce the risk of currency fluctuations, as the value of stablecoins is tied to a stable asset, which can provide greater stability compared to traditional fiat currencies. Overall, stablecoins have the potential to revolutionize cross-border payments, and Neobanks that embrace this technology will be better equipped to operate in the global economy.

### **Bitpowr provides Neobanks with the infrastructure to thrive.**

Bitpowr is providing range of services that allow financial institutions, including Neobanks, to utilize blockchain technology for enhancing their operations, ultimately leading to business growth.

- With Bitpowr, financial institutions can manage customers' assets securely with a wallet infrastructure that provides flexible control. Bitpowr also leverages a multi-party computation (MPC)-based vault for secure custody and initiates automated anti-money laundering (AML) and know-your-transaction (KYT) procedures.
- Bitpowr's smart contract technology enables financial institutions to automate key processes and transactions while guarding against human error, ensuring error-free transaction processing and transparent auditing.
- Bitpowr enables financial institutions to tokenize assets, making it easier to manage, transfer, and sell assets. Financial institutions can also create and deploy security tokens.

In summary, Bitpowr provides ready-to-deploy blockchain infrastructure to financial institutions, including Neobanks, to simplify asset management and international payments while increasing customer base and revenue. **[Reach out to learn more](https://bitpowr.com/contact-sales).**

The future of Neobanking looks promising, here is how the blockchain can help accelerate it's growth.

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Neobanks: A Catalysts for Global Financial Transformation.

The collapse that once seemed like a devastating blow to the crypto market ultimately became a catalyst for change. FTX's collapse was that devastating blow it resulted in customer losses exceeding $8 billion, this and more collapses left investors reeling, with some even losing all their assets. There was a general sense of fear and anxiety among crypto investors, as they speculated that the event could lead to a catastrophic downturn in the crypto market.

However, out of this crisis, a new breed of companies emerged. These companies offered self-custody wallets as a solution to the problem of centralized exchanges. Self-custody wallets allowed users to have greater control and security over their assets, and these companies quickly gained popularity.

As awareness of the benefits of self-custody wallets grew, so did interest in decentralized finance (DeFi) platforms. These platforms provided an alternative way for users to access financial services, without the need for intermediaries or centralized institutions.

Data from Glassnode, a cryptocurrency research firm, indicates that many long-term crypto investors have moved their assets to self-custodial wallets. In the week after the FTX incident, investors withdrew nearly $3 billion worth of BTC from exchanges.

Similarly, CryptoQuant data shows that crypto users withdrew $2.5 billion worth of ETH from centralized exchanges, and these assets are being channeled into DeFi platforms. Decentralized exchanges (DEXs) experienced a 150% increase in volume, with $32 billion in trades executed in the week following the FTX incident.

What difference does this make for the Blockchain ecosystem? let’s find out why below.

### What difference does a Self- Custody Wallet make?

Self-custody wallets offer several advantages over centralized custodians. Firstly, they eliminate the need for users to trust a third party with their funds, reducing the risk of hacks, loss of funds, or other security breaches. Secondly, they enable users to maintain complete control over their funds and private keys, allowing them to transact with their cryptocurrency assets as they see fit.

Prominent people like the founder CZ tweeted “*Self custody is a fundamental human right” advising the community “do it right”.*

Another factor contributing to the rise of self-custody wallets is the growing demand for privacy and security in the cryptocurrency industry. With the increasing prevalence of surveillance and data breaches, users are becoming more aware of the importance of safeguarding their personal information and financial assets. Self-custody MPC wallets like [Bitpowr](https://bitpowr.com/features/mpc-custody-wallet) provide a secure, private, and decentralized means of storing and transacting with cryptocurrency assets.

### Some Benefits of Self-Custody Wallets

Self-custody wallets, also known as non-custodial wallets, offer a range of benefits to cryptocurrency users. Here are some key advantages of using self-custody wallets:

1. **Control:** Self-custody wallets provide users with complete control over their digital assets. This is because the user holds the private keys necessary for accessing and managing their funds. With self-custody wallets, users do not have to rely on third-party service providers to manage and store their assets. This gives them the power to send, receive, and store their funds according to their own preferences and security measures.
2. **Security:** Self-custody wallets are generally considered to be more secure than custodial wallets. This is because the user has full control over their private keys and is responsible for their own security measures. By keeping their private keys safe and secure, users can protect their funds from hacks, scams, or other security breaches that can occur with custodial wallets.
3. **Privacy:** Self-custody wallets offer greater privacy to users by allowing them to transact anonymously and protect their personal information. Since the wallet is not connected to a central server, there is no need to share personal information with third-party providers. This protects users from unwanted surveillance, identity theft, and other privacy concerns.
4. **Flexibility:** Self-custody wallets like [Bitpowr](https://bitpowr.com/features/mpc-custody-wallet) can be used with a wider range of cryptocurrencies, giving users the flexibility to manage different digital assets in a single wallet. This means that users do not need to use multiple wallets to manage different cryptocurrencies, which can be inconvenient and time-consuming.
5. **Interoperability:** Self-custody wallets can connect to different blockchain networks and decentralized applications (DApps), allowing users to easily move their assets between different platforms. This means that users can participate in different blockchain ecosystems and take advantage of different DApps without having to move their funds to different wallets or exchanges.
6. **Openness**: Self-custody wallets are typically open-source and decentralized, which means that anyone can access and use them without the need for a central authority. This promotes greater transparency and inclusivity in the cryptocurrency industry, as anyone can participate in the development and improvement of the wallet.

### In Conclusion

As the FTX crash fueled the expansion of self-custody wallets in the cryptocurrency sector, it is important to note that these wallets provide users better autonomy, security, and privacy, making them an appealing option for institutions looking to manage their digital assets independently. As things unfold, Self-custody wallets will play an increasingly crucial role in the future of cryptocurrencies as demand for decentralized banking grows.

If you are looking for the safest and most reliable self-custody wallet for your business? Look no further than Bitpowr. Our cutting-edge MPC technology ensures next-level security and seamless digital asset management across multiple blockchains, all at an unbeatable price.

With Bitpowr, you can take your business to the next level by securely accepting crypto payments and getting paid instantly from anywhere in the world. Say goodbye to hefty transaction fees and appeal to a wider audience with the power of cryptocurrency.

And with our MPC wallet's multi-chain capabilities, you can store and manage all your digital assets in one convenient place. Don't settle for less when it comes to your business's financial security and growth. Choose Bitpowr today and experience the future of cryptocurrency. [Reach us here](https://bitpowr.com/contact-sales)

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The Rise of Self-Custody Wallets: Why Decentralization Matters?

Digital asset businesses, such as cryptocurrency exchanges, token issuers, and even financial institutions that want to provide digital asset wallets and other services to their users, require a secure and reliable blockchain infrastructure provider to help manage their operations. But choosing the right provider can be a challenge, as there are many options to consider, each with its own set of features, advantages, and disadvantages.

In this article, we will outline some of the key factors that digital asset businesses and financial institutions should consider when selecting a blockchain infrastructure provider.

## Factors to Consider when Choosing a Blockchain Infrastructure Provider

**1. Security**

Security should be the top priority for digital asset businesses and financial institutions, as they hold and manage large amounts of valuable assets on behalf of their clients. The provider's security measures have to be extensive and reliable enough to prevent unauthorized access and other cyber threats. Common security features to look out for include multi-signature wallets, multi-party computation,  two-factor authentication, and encryption protocols.

The provider's security measures should also be regularly audited by reputable third-party security firms to ensure that they are effective and up-to-date.

**2. Scalability**

Another critical criterion is scalability. Digital asset businesses and financial institutions need to ensure that their blockchain infrastructure can handle large volumes of transactions and support the rapid growth of their client base.

As such, their choice blockchain infrastructure provider should have a proven track record of delivering high-performance, scalable solutions that can handle increased demand and should also have the ability to upgrade their infrastructure as needed to support future growth.

**3. Compliance**

Businesses offering blockchain-powered financial services have to comply with various regulations and laws, such as anti-money laundering (AML) and know-your-customer (KYC) requirements to avoid sanctions and fines.

Choosing a compliant blockchain infrastructure provider will also help financial institutions and digital asset businesses to build trust with their customers, investors, and regulatory bodies. With compliance in place, these organizations can demonstrate that they are committed to following regulatory requirements and best practices to prevent fraud and financial crime.

Going by the listed benefits above, a financial institution’s preferred blockchain infrastructure provider should have a strong understanding of these regulations and should be able to help their clients meet these requirements by providing the necessary tools and processes.

**4. Interoperability**

Digital asset businesses and Financial Institutions should consider blockchain infrastructure providers that support multiple blockchains and cryptocurrencies. This will enable them to expand their offerings and increase their flexibility in response to market demand.

The provider should have a deep understanding of different blockchain technologies and should be able to support the integration of new assets as needed.

**5. Customer support**

Businesses often require a great deal of support to kick off and continue their operations on the blockchain. This is why the provider's customer support should be responsive, knowledgeable and available to help resolve any technical or operational issues. The provider should also offer training and resources to help their clients get the most out of their blockchain infrastructure.

It’s important to consider this factor when making a decision because the quality of the provider's customer support can have a significant impact on the overall success of the digital asset business or financial institution.

**6. Cost**

Digital asset businesses and financial institutions should consider the costs associated with using the provider's services, including initial setup fees, monthly or annual fees, and any additional costs for premium services or support. The provider should be transparent about their pricing and should provide a detailed breakdown of all costs.

Digital asset businesses should also consider the long-term costs associated with using each solution, including any potential price increases or hidden fees.

**7. Reputation**

The blockchain sector is still maturing; as such many innovators and builders are still trying to figure out a lot of things. This is why it’s important for digital asset businesses and financial institutions to opt for only reputable and trusted blockchain infrastructure providers.

The choice provider should have a strong reputation in the industry and should be trusted by other businesses. If possible, the provider should have verifiable references and reviews from their clients that attest to their proficiency. This will give the digital asset business or financial institution a better understanding of the provider's strengths and weaknesses and help them make an informed decision.

The provider's involvement in the industry, such as attending conferences and events, and their reputation within the wider blockchain community, should also be taken into consideration.

## Wrapping Up

Choosing the right blockchain infrastructure provider is a critical decision for digital asset businesses and financial institutions. By carefully considering the factors outlined above, businesses can ensure that they select a provider that will help them operate securely and efficiently, and support their growth and success over the long term.

Bitpowr ticks all the outlined boxes. From offering a unified ecosystem of blockchain solutions at competitive prices to delivering wallet solutions protected by iron-clad security measures, we understand what digital asset businesses and financial institutions require to succeed on the blockchain. [Let’s chat about how we can help you today](https://bitpowr.com/contact-sales).

Here are some key things to know before choosing a  Blockchain provider for your financial Institution. 

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How to Choose the Right Blockchain Infrastructure Provider

Blockchain technology has gained immense popularity over the past few years, with its decentralized and secure nature making it ideal for various applications. One of the most critical aspects of blockchain technology is the speed at which transactions are processed. This article will look at some of the best blockchains with high transaction speed but first, let’s find out what transaction speed is.

### **What exactly is Transaction Speed**

Transaction speed refers to the amount of time it takes for a transaction to be processed and recorded on a blockchain network. It is a measure of how quickly a transaction can be completed, from the moment it is initiated by the sender to the moment it is confirmed by the network.

Transaction speed can be influenced by various factors, including network congestion, the size of the transaction, and the fee attached to the transaction. Some blockchain networks, like Bitcoin, can have a slower transaction speed due to the decentralized nature of the network, while others, such as some newer blockchain networks, have been specifically designed to offer a faster transaction speed.

In general, a fast transaction speed provides a better user experience and allow for a wider range of use cases for blockchain technology. However, it's important to strike a balance between speed and security, as a faster transaction speed may come at the cost of decreased security in some cases.

### **Blockchains With the Highest Transaction Speed**

1. **Solana**

Solana is a high-performance blockchain network designed for decentralized applications and digital assets. It was created in 2017 by Solana Labs, a San Francisco-based technology company.

Solana is unique in its use of a proof-of-stake consensus mechanism, which allows it to process with a transaction speed of [3,000 TPS (theoretically, up to 710,000](https://solana.com/)[)](https://medium.com/@FA2_SFM/a8c2d6063d79) The network is designed to provide fast, secure, and low-cost transactions, making it well-suited for a wide range of decentralized applications, including decentralized finance (DeFi) platforms, gaming, and content delivery.

Solana also offers a number of features and tools to support developers, including a developer platform, a suite of developer tools, and an ecosystem of partnerships and integrations with other blockchain projects. This makes it an attractive option for developers looking to build decentralized applications that can scale to meet the demands of a growing user base.

Overall, Solana is one of the fastest and most efficient blockchain networks available today, and it is well-positioned to play a key role in the continued growth and development of the decentralized technology space.

2. **Polygon**

Polygon (formerly known as Matic Network) is a Layer 2 scaling solution for Ethereum, which provides faster and cheaper transactions Polygon achieves speeds of **up to 7,000 TPS** while still being fully compatible with the Ethereum ecosystem. It aims to offer a more scalable, secure, and user-friendly blockchain infrastructure for decentralized applications (dApps) and the decentralized finance (DeFi) ecosystem.

Polygon uses a proof-of-stake consensus mechanism, which allows for faster block validation and reduces energy consumption compared to proof-of-work-based blockchain networks like Ethereum. It also enables the use of smart contracts, which can be used to build dApps, and it supports Ethereum's native token, Ether (ETH), as well as other ERC-20 tokens.

One of the critical features of Polygon is its modular design, which allows developers to choose the right set of protocols and tools to build their applications. For example, developers can choose between using Ethereum's existing tooling and ecosystem or using Polygon's unique set of protocols and tools to build more scalable and cost-effective solutions.

In addition, Polygon provides a more flexible and developer-friendly infrastructure for dApp developers, as well as lower gas fees, which results in lower transaction costs for users. This makes it an attractive option for developers who are looking for a more cost-effective and scalable solution for building decentralized applications and services on Ethereum.

3. **TRON**

Tron (TRX) is a decentralized blockchain platform that was created with the aim of building a free, global digital content entertainment system. It was founded in 2017 by Justin Sun, and it has its headquarters in Singapore.

Tron is designed to be a high-speed, low-cost blockchain platform for decentralized applications (dApps) and decentralized finance (DeFi) use cases. It uses a Delegated Proof of Stake (DPoS) consensus mechanism, which allows for fast and efficient validation of transactions.

The Tron network is capable of processing over 2,000 transactions per second, which is significantly faster than many other blockchain networks. This high transaction speed makes it an attractive option for developers who are building dApps or decentralized exchanges (DEXs) that require fast and reliable transaction processing.

In addition to its high transaction speed, Tron offers a number of other features and advantages, including a large and active developer community, a thriving ecosystem of dApps and DeFi projects, and support for multiple programming languages, including Java, Solidity, and more.

Tron also has its own cryptocurrency, Tronix (TRX), which is used to pay for transactions and access to dApps on the Tron network. TRX can also be traded on a number of cryptocurrency exchanges, and it has become one of the top 20 cryptocurrencies by market capitalization.

Overall, Tron is a blockchain platform that is designed for fast, low-cost transactions, and it has a growing ecosystem of dApps and DeFi projects that are leveraging its capabilities.

4. **Ripple**

Ripple (XRP) is a real-time gross settlement system, currency exchange, and remittance network created by Ripple Labs Inc., a US-based technology company. Ripple is built on a decentralized, open-source protocol, and it supports tokens representing fiat currency, cryptocurrency, commodities, or any other unit of value such as frequent flier miles or mobile minutes.

Ripple's payment protocol has been designed to be fast and efficient, with a transaction speed of up to 1,500 transactions per second (TPS). The Ripple network allows for near-instant cross-border transactions, which makes it an attractive option for financial institutions looking to process international payments quickly and efficiently.

5. **Stellar**

Stellar is a decentralized, open-source blockchain platform that was created to enable fast, secure, and low-cost cross-border transactions. It was founded in 2014 by Jed McCaleb and Joyce Kim, and it is headquartered in San Francisco, California.

Stellar's focus is on making financial services more accessible and affordable for people, regardless of their location or financial status. To achieve this, Stellar has built a fast and efficient payment platform that allows for near-instant cross-border transactions, with transaction processing speeds of up to 1,000 transactions per second.

In addition to its payment capabilities, Stellar offers a number of other features and benefits, including a decentralized exchange that allows users to trade assets on the network, support for multiple programming languages, and a growing ecosystem of dApps and decentralized finance (DeFi) projects.

Stellar also has its own cryptocurrency, Lumens (XLM), which is used to pay for transactions and access services on the Stellar network. XLM can also be traded on a number of cryptocurrency exchanges, and it has become one of the top 30 cryptocurrencies by market capitalization.

Overall, Stellar is a blockchain platform that is focused on making financial services more accessible and affordable for people, and it has a growing ecosystem of dApps and DeFi projects that are leveraging its capabilities.

6. **Hedera Hashgraph**

Hedera Hashgraph is a next-generation, distributed ledger technology that was designed to be fast, secure, and scalable. It uses a unique consensus mechanism called hashgraph consensus, which allows for fast and efficient validation of transactions. The Hedera network can process up to 10,000 TPS, which makes it one of the fastest blockchain platforms in the market.

In addition to its high transaction speed, Hedera Hashgraph offers a number of other benefits, including low latency, high throughput, and increased security and stability. Hedera is being used for a variety of use cases, including supply chain management, digital identity, and more.

### **Conclusion**

In a fast-paced world, people expect instant results, and this also applies to financial transactions. If a blockchain has a slow transaction speed, it may lead to long wait times for users and can negatively impact the overall user experience.

So, when choosing a blockchain for a specific application, it is important to consider factors such as transaction speed, security, and cost.

[Bitpowr](https://www.bitpowr.com) supports these Blockchains, which means you can store, transfer and launch products that interact with these blockchains e.g. [Solana](https://bitpowr.com/blog/bitpowr-and-solana), [Polygon](https://bitpowr.com/blog/bitpowr-and-polygon), [stellar](https://bitpowr.com/blog/enable-more-stellar-trustline-support-assets-on-bitpowr). If you have specific requirements or use cases for your product, we would love to hear from you to discuss how we can help. [Reach out](https://bitpowr.com/contact-sales)

Speed, security and cost are very important factors to consider when choosing blockchains. Here are some with the highest transaction speed you can choose from.

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Blockchains With the Highest Transaction Speed

Bitcoin is a decentralized digital currency that has captured the attention of investors, technologists, and the general public alike. Despite its growing popularity, there are still many misconceptions and myths about Bitcoin that can be confusing for those who are unfamiliar with the technology. These myths range from the idea that Bitcoin is only used for illegal activities, to the belief that it is not a valuable asset and has no real-world use.

In this article, we aim to dispel some of the most common myths about Bitcoin and to provide a clearer understanding of what it is, what it can be used for, and why it is valuable.

### **1. Bitcoin transactions are anonymous**

The myth that Bitcoin transactions are anonymous stems from the fact that, unlike traditional financial systems, Bitcoin transactions do not require the use of personal identification information. This means that, in theory, a person's real-world identity cannot be directly tied to their Bitcoin transactions.

However, this is only a myth because Bitcoin transactions are actually pseudo-anonymous. While it is true that personal identification information is not required to make a transaction, every transaction on the Bitcoin network is publicly recorded on the blockchain, which is a transparent and immutable ledger. This means that anyone can see the details of a transaction, including the amounts involved and the addresses of the sender and receiver.

Given this information, it is possible for individuals or organizations to track and analyze the flow of bitcoins from one address to another, potentially revealing the identity of the person behind the address. This is why it is important to understand that while Bitcoin provides a greater degree of privacy compared to traditional financial systems, it is not truly anonymous.

Therefore, the myth that Bitcoin is anonymous can be dispelled by understanding that while personal identification information is not required to make a transaction, the public nature of the blockchain means that transactions can still be traced and analyzed.

### **2. Bitcoin is not backed by anything and has no value**

The myth that Bitcoin has no value because it's not backed by anything stems from a lack of understanding of how Bitcoin works and what gives an asset value. The traditional definition of value, that a currency or asset must be backed by a government or some physical commodity, does not apply to Bitcoin, which operates on a decentralized, digital platform.

In the case of Bitcoin, its value comes from its scarcity, security, and utility as a medium of exchange, store of value, and unit of account. There is a limited supply of 21 million bitcoins, and its decentralized nature means that it is not subject to the same inflationary pressures as fiat currencies, which can be printed at will by central banks. The security of the Bitcoin network, through the use of cryptography, also adds to its value, as it protects against counterfeiting and fraud. Additionally, the growing acceptance of Bitcoin as a form of payment, both online and in physical stores, increases its utility and therefore its value.

It is important to note that the value of Bitcoin, like any other asset, can be volatile and can fluctuate significantly. However, this does not mean that it has no value, but rather that its value is determined by supply and demand in the market, just like any other asset.

Bitcoin is backed by its technology, network, and the trust and adoption of its users. Its value is determined by supply and demand, just like any other asset. While it is true that there is no central authority backing Bitcoin, it has been adopted by millions of people and businesses around the world and its value has grown significantly over the years.

### **3. The Bitcoin Blockchain is insecure**

While it is true that no technology is 100% secure, the Bitcoin network has been designed to be secure and has proven to be so over the years. The myth that the Bitcoin blockchain is insecure stems from a common misunderstanding of the security of decentralized systems and the difference between the security of the technology and the security of the exchanges and wallets that store and trade bitcoins.

The Bitcoin blockchain is secured by cryptographic algorithms, and the decentralized nature of the network makes it resistant to manipulation, fraud, and tampering. Transactions are verified by a network of nodes, and once a block of transactions is added to the blockchain, it becomes part of an immutable ledger that is resistant to change.

However, while the technology itself is secure, exchanges and wallets that store bitcoins can be vulnerable to hacking and theft. In the past, some exchanges have been hacked and bitcoins have been stolen, leading some people to believe that the blockchain itself is insecure.

This is a myth because the security of the exchanges and wallets is separate from the security of the blockchain. The security of the blockchain is maintained by the network of nodes that verify transactions, while the security of exchanges and wallets is the responsibility of the companies operating them. In other words, the security of the Bitcoin blockchain is not compromised by a hack of an exchange or wallet.

### **4. Bitcoin is unregulated and unsupported by governments**

People often consider Bitcoin to be unregulated and unsupported by governments because it operates on a decentralized, peer-to-peer network and is not controlled by any central authority. In contrast to traditional fiat currencies, which are issued and regulated by governments, Bitcoin operates on a decentralized platform and its development and adoption are driven by a community of users, developers, and businesses.

This leads some people to believe that Bitcoin is not regulated and that governments do not support it. However, this is just a myth. While Bitcoin is decentralized and not controlled by any government or central authority, it is not completely free from regulation. Governments around the world are grappling with how to regulate cryptocurrencies, and many have already enacted laws and regulations to address issues such as money laundering, tax evasion, and consumer protection.

For example, some countries, such as Japan and the United States, have taken a more permissive approach to regulation, allowing businesses to operate with cryptocurrencies and even granting licenses to exchanges. Other countries, such as China and Russia, have taken a more restrictive approach, limiting or banning the use of cryptocurrencies.

### **5. Bitcoin is difficult to understand and has a high entry barrier**

The myth that adopting Bitcoin has a high entry barrier is based on several misconceptions, including:

Technical complexity: Some people believe that Bitcoin is difficult to understand and use because of its underlying technology, such as blockchain and cryptography.

Cost: Some believe that buying Bitcoin is expensive, and that the cost of entry is too high for most people.

Lack of widespread adoption: Some believe that Bitcoin is not widely adopted, and that there are not enough places to spend it, making it difficult to use.

However, these misconceptions are not true. Adopting Bitcoin is becoming increasingly easier, as more and more user-friendly wallet and exchange services are being developed, making it simple for anyone to buy and use Bitcoin. Additionally, the number of merchants accepting Bitcoin as a form of payment is growing, and there are now many websites and apps that make it easy to spend Bitcoin for everyday items.

In summary, while the entry barrier to using Bitcoin was higher in the past, it is now becoming increasingly accessible and user-friendly. The key is to do some research, find a reputable wallet or exchange service, and get started.

### **6. Bitcoin has no utility**

The misconception that Bitcoin has no utility is based on a misunderstanding of what Bitcoin is and what it can be used for. Some people believe that Bitcoin is just a speculative asset and has no practical use, but this is not true.

Bitcoin has several important utilities that make it a valuable asset:

Digital Currency: Bitcoin can be used as a digital currency for peer-to-peer transactions without the need for intermediaries, such as banks. This allows for faster, cheaper, and more secure transactions compared to traditional forms of payment.

Store of Value: Bitcoin can also be used as a store of value, similar to gold or other precious metals. It is decentralized, meaning it is not subject to government or central bank control, making it a potentially useful hedge against inflation and financial instability.

Programmable Money: Bitcoin is a form of programmable money, meaning that it can be programmed to automatically execute certain functions or conditions. This opens up new possibilities for financial innovation and automation.

Borderless Transactions: Bitcoin allows for borderless transactions, meaning that it can be used anywhere in the world where there is an internet connection. This makes it useful for cross-border transactions and remittances, where traditional methods can be slow, expensive, and subject to currency fluctuations.

### **7. Bitcoin will never integrate with the financial system**

This is a baseless assumption. In recent years, we have seen a growing number of financial institutions, such as banks and investment firms, start to embrace Bitcoin and other cryptocurrencies.

The myth that Bitcoin will never integrate with the financial system is based on a misunderstanding of the potential for technological progress and the changing nature of finance.

Bitcoin was created as a decentralized alternative to traditional financial systems, but over time it has evolved and become more integrated with traditional finance. Many financial institutions and companies are now exploring ways to incorporate Bitcoin into their systems and offerings. For example:

Institutional Investment: Bitcoin has become increasingly popular among institutional investors, who see it as a potential hedge against inflation and a store of value. Many institutions are now offering Bitcoin investment products, such as mutual funds and exchange-traded funds (ETFs), making it easier for individual investors to access Bitcoin.

Payment Systems: Bitcoin is being used as a payment method by a growing number of merchants and online platforms. Some payment processors, such as Square and PayPal, now allow their users to buy, sell, and hold Bitcoin, making it easier for people to use Bitcoin for everyday transactions.

Central Bank Digital Currencies: Some central banks are exploring the creation of their own digital currencies, which could be integrated with the existing financial system. This could lead to greater adoption and integration of Bitcoin and other cryptocurrencies into the financial system.

### **Wrapping Up**

As more and more people become aware of the benefits of Bitcoin and as the technology continues to evolve and mature, it is likely that Bitcoin will play an increasingly important role in shaping the future of finance. Despite the challenges and uncertainties that come with any new technology, it is clear that Bitcoin has the potential to offer real value and to be a significant force for positive change in the financial world.

Are you building or running a digital asset business? We offer easy-to-use blockchain infrastructure that connects you seamlessly to the digital assets world, enabling you to securely store and transfer Bitcoin and other cryptocurrencies. [Let’s chat.](https://bitpowr.com/contact-sales)

In this article we are dispelling some of the most common myths about Bitcoin and providing a clearer understanding of what it is.

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Dispelling Common Myths Regarding Bitcoin.

According to [Chainalysis’ 2022 Crypto Crime Report](https://go.chainalysis.com/rs/503-FAP-074/images/Crypto-Crime-Report-2022.pdf), the total transaction volume of cryptocurrencies grew to $15.8 trillion in 2021, a 56% increase from the numbers reported in 2020. With such massive adoption, it’s no wonder that crypto use for criminal activity also reached an all-time high in 2021, with illicit addresses receiving $14 billion, up from $7.8 billion in 2020. 

While $14 billion worth of cryptocurrencies being associated with illicit addresses is undoubtedly concerning, a slightly encouraging stat pops up when this is compared with the total crypto transaction volume in 2021. Transactions involving illicit addresses represented just 0.15% of crypto transaction volume in 2021. 

Driving these numbers down is critical, and one of the ways to do this is by stifling bad actors’ access to funds through solid anti-money laundering policies. So what is AML in crypto, and how does it work? Let’s get answers.

### **What is Crypto Money Laundering?**

Cryptocurrency money laundering is the process of making illegally obtained cryptocurrency look legitimate. Bad actors achieve this by funneling such ill-gotten cryptocurrencies through exchanges or other services to keep them safe from the authorities and eventually convert them to fiat money. In 2021, cybercriminals laundered a whopping [$8.6 billion]( https://go.chainalysis.com/rs/503-FAP-074/images/Crypto-Crime-Report-2022.pdf) worth of cryptocurrency.

Bad actors typically adopt one of two methods to launder crypto funds: they either send these funds to unregulated crypto-fiat services or exchanges or use fake or stolen identities to convert the funds on regulated exchanges. Chainalysis found that in 2019, $2.8 billion in Bitcoin was moved from criminal entities to exchanges, with Binance and Huobi receiving just over [50% of these funds]( https://blog.chainalysis.com/reports/crypto-laundering/).

Further analysis revealed an interesting inference. Only a small percentage of accounts on Binance and Huobi received most of the illicit Bitcoin funneled into both exchanges. It’s suspected that these accounts are, in fact, OTC (over-the-counter) brokers. OTC brokers facilitate transactions between crypto buyers and sellers who do not want to operate on an open exchange and some likely provide money laundering services by taking advantage of lower KYC requirements.

Although cryptocurrency-based crimes include everything from stolen funds to scams and terrorism financing, money laundering holds a special spot. The reason is it’s what enables criminals to access their funds in the first place. In other words, crypto laundering is a crucial enabler of other illicit activities or transactions connected to cryptocurrency. As such, crippling its effectiveness would mean making it difficult for bad actors to cash out cryptocurrency, thus reducing their incentive to commit crimes in the first place. And that’s where “crypto AML” comes in.

### **What is Crypto AML and How Does it Work?**

Anti-money laundering in the crypto world entails all the regulations, policies, and guidelines designed to prevent criminals from successfully converting illegally-gained crypto to fiat currency.

The Financial Action Task Force (FATF) is responsible for setting global standards for anti-money laundering laws. In 2014, the organization began releasing the guidelines for crypto anti-money laundering, and legislators in its member jurisdictions started using these guidelines to create crypto AML laws. 

Next up on the chain of command are virtual asset service providers (VASPs), [which according to FATF](https://www.fatf-gafi.org/media/fatf/documents/recommendations/Updated-Guidance-VA-VASP.pdf), are persons or businesses that facilitate one or more of the following activities for or on behalf of other people or services:

1. Exchange between virtual assets and fiat currencies

2. Exchange between one or more forms of virtual assets

3. Transfer of virtual assets

4. Safekeeping and or/administration of virtual assets or instruments enabling control over virtual assets

5. Participation in and provision of financial services related to an issuer’s offer and/or sale of a virtual asset.

(FATF defines a virtual asset as “a digital representation of value that can be digitally traded or transferred and can be used for payment or investment purposes.”) 

FATF’s definition of virtual asset service providers covers crypto exchanges, stablecoin issuers, and on a case-by-case basis (meaning depending on how they are used), DeFi protocols, and NFT marketplaces. All these institutions are required to integrate know-your-customer checks on their platforms and monitor suspicious transactions that may be linked to money laundering, so they can thwart them. VASPs also have to report suspicious activity to regulators so they can trace the flow of funds and ultimately pin such activities to real-world actors.

### **The Basic Pillars of Crypto AML**

While there might be variations in AML stipulations across different jurisdictions, most of the laws have similarities. This means that it’s easy to identify common pillars that VASPs should integrate into their operations for AML compliance. Thanks to the USA's Bank Secrecy Act, no one has to guess what those pillars are. Let’s take a quick look at these principles.

1. Appoint a Compliance Officer

Appointing a compliance officer involves designating someone who would oversee and ensure your company’s compliance with AML regulations. Their job typically involves evaluating your current processes, identifying areas for improvement, drafting new policies in accordance with existing regulations, and supervising their implementation.

Naturally, the designated officer should have the requisite knowledge regarding your company and industry. They should also be conversant with AML regulations and have experience drafting implementation strategies.

2. Create Internal Policies

Another obvious pillar is the development of internal policies and processes that will ensure compliance with AML regulations. These policies include the implementation of customer identity verification systems, monitoring transactions and flagging suspicious activity, conducting regular AML reviews, and more. Companies either build these systems or integrate with platforms that offer them such as Bitpowr.

3. Develop a Training Program for Employees

Getting buy-in from employees is critical to maintaining AML compliance. To kick start the process, employees have to understand what AML stipulations apply to their company, why they are critical, and how to uphold them. This would require frequent training using a program that aligns with updated AML requirements and current industry trends. The compliance team is usually tasked with building this course.

4. Ensure Independent AML Compliance System Testing and Auditing

Beyond internal AML policy assessments, subject your system to testing and auditing by qualified independent entities. Assessments by such third parties will reveal loopholes in your system and help you avoid violations that may lead to serious sanctions. They also provide unbiased proof of AML compliance, which can drive credibility and adoption.

Ensure the party conducting the assessment has ample knowledge of the industry, the latest AML requirements, and your company’s operations. This is so the testing process can be thorough and effective.  

5. Conduct a Thorough Risk Assessment

Risk assessment generally involves conducting customer and transaction due diligence. In 2018, [FINCEN](https://www.fincen.gov/resources/statutes-and-regulations/cdd-final-rule) released a customer due diligence rule which advised financial institutions to verify the identity of their customers and continuously monitor transactions to spot and report suspicious activity.  

FINCEN recommends a risk-based approach to monitoring customer activity. This approach involves assessing the risk specific accounts or customers may pose based on certain characteristics or activities. In this case, financial institutions would have to set triggers for possible red flags, accounts, or transactions that require extra attention.

### **Final Words**

Cybercriminals laundered $8.6 billion worth of cryptocurrency in 2021 alone. It’s critical to drive this figure down because making the crypto ecosystem a convenient pipeline for illicit funds will stifle crypto adoption, increase the likelihood of hostile regulations, and, worse, hurt innocent users. On the flip side, creating solid structures to deter crypto laundering or money laundering via crypto would improve the industry’s reputation and drive widespread adoption and greater support from governments and regulators.

At Bitpowr, we offer robust AML and KYC policies you can tap into when you integrate with us. Now you can easily comply with AML regulations, protect your customers and business and build brand credibility. [Learn more about our AML system here](https://bitpowr.com/features/aml-and-kyt). Ready to integrate with Bitpowr? [Come talk to us!](https://bitpowr.com/contact-sales) 

A quick overview of AML and how it applies to crypto

AML in Crypto.jpg

Understanding Anti-Money Laundering Operations in Crypto

Mining refers to the process of verifying transactions on a blockchain network and generating new digital coins. However, there is a caveat. It requires a vast network of computers spread across the globe to verify and secure them to the blockchain ledger. 

As a reward for contributing to their processing power, computers on the network earn coins. It is a continuous series of events: the miners secure and maintain the blockchain, the blockchain awards coins which are then released into circulation, and the coins provide miners with incentives to maintain it.
Let's take a quick look at a few other critical basic details about mining.  

### **Why does mining matter?**

In addition to releasing new coins, mining plays a crucial role in Bitcoin's (and other cryptocurrencies') security. The process of mining involves verifying and securing the blockchain, and this enables digital currencies to operate as fast  peer-to-peer decentralized networks with the absence of third parties.  

Also, in exchange for mining and contributing to their computing network, the miner who solves the problem is rewarded. 

### **How Bitcoin Mining Works** 

Bitcoin is a decentralized cryptocurrency that stores transaction data on a distributed ledger known as a blockchain.

Bitcoin mining involves verifying bitcoin transactions and recording them on the distributed ledger ( i.e, blockchain) . Blockchain transactions are verified by bitcoin users and it is open to users with mining hardware and internet access. 

To successfully add a block, bitcoin miners must compete to solve a difficult mathematical puzzle that requires specialized computers and enormous amounts of electricity. To finalize the mining process, miners must derive the correct or the closest answer to the question. 

The process involves predicting the proper 64-digit hexadecimal number (hash) known as proof of work. Miners predict the target hash by making as many guesses as they can at random, which demands a significant amount of computing power. Also the level of mining difficulty intensifies as more miners join the network. 

Bitcoin miners can obtain bitcoins through one of three ways:

1. Virtually mining new bitcoins
2. Trading bitcoins for goods and services
3. Purchasing bitcoins on the exchange market.

In the early days of Bitcoin's launch, individuals could compete for blocks with a regular personal computer and discover their own path but this is no longer possible. Mining bitcoin has become more competitive over time and along with the technicalities required to partake in it.

Currently, miners invest in powerful computer equipment such as graphics processing units (GPUs) and application-specific integrated circuits (ASICs). These can range from $500 to tens of thousands of dollars. Electricity consumption by ASICs has been criticized by environmentalists and the cost of these specialized computers can limit the miners' profitability.

To cobble together mining operations at a low cost, some miners purchase individual graphics cards. The majority of Bitcoin mining hardware today is made up of ASIC machines that are specifically designed to mine bitcoins. For this to be profitable, the coins earned must be more valuable  than the cost of mining them.

Rewards are paid out to miners who solve complex hashing puzzles first, and the probability of a miner finding the solution depends on the network's total mining power. If a miner successfully adds a block to the blockchain, they will be rewarded with 6.25 bitcoins. Every four years, or every 210,000 blocks, the incentive value is lowered in half. Bitcoin was trading around $20,000 in September 2022, making 6.25 bitcoins worth $125,000.

### **Final Words**

The role of miners in preserving the integrity of the blockchain cannot be overstated. Mining reduces fraud, improves network security and user confidence. Apart from its importance to the general users on a network, it also serves as another income stream for miners even though it requires considerable resources and technical expertise.

A quick rundown of the basics of cryptocurrency mining

What is Mining.jpg

What is Mining?

The growth and development of the blockchain industry have sparked debates about how to regulate its players. The latest high-profile case that has brought this issue to the forefront is the ongoing legal battle between Coinbase, a leading cryptocurrency exchange, and the U.S. Securities and Exchange Commission (SEC). The crux of the matter is whether cryptocurrency should be classified as a security or a commodity, a question that has far-reaching implications for the entire industry. This article will examine the Coinbase-SEC dispute and its potential impact on the regulation of cryptocurrency.

### **Background on Coinbase and the SEC Case**

Coinbase is a popular cryptocurrency exchange that allows users to buy and sell a variety of digital currencies. In December 2020, the SEC notified Coinbase that it planned to sue the company over allegations that it had sold unregistered securities in the form of cryptocurrency. Specifically, the SEC was focused on Coinbase's proposed Lend program, which would allow users to earn interest on certain cryptocurrencies.

The SEC argued that the Lend program constituted a security under U.S. law and that Coinbase had failed to register it properly. Coinbase, on the other hand, maintained that the Lend program was a commodity and thus did not need to be registered with the SEC.

### **Securities or Commodities, What's the Difference?**

At the heart of this dispute is the question of whether cryptocurrency should be considered a security or a commodity. Let’s look closely at what these two terms really mean.

**Securities** are tradable financial assets, like stocks or bonds. These assets represent ownership in a company or a debt obligation. For example, if you buy stock in a company, you own a small piece of that company. This means that you have a stake in the company's profits and losses. Similarly, if you buy a bond, you are essentially lending money to a company or government and they will pay you back with interest.

**Commodities**  on the other hand, are physical or virtual goods that are traded in financial markets. Examples of commodities include gold, oil, wheat, and other natural resources. If you buy a barrel of oil futures, for instance, you are essentially buying the right to receive a certain amount of oil at a future date at an agreed-upon price.

Crypto assets can be classified as securities or commodities. If a crypto asset is a functioning cryptocurrency or utility token, it's generally considered a commodity. However, if a crypto asset comes into existence via an initial coin offering (ICO) or a token-generated event (TGE) where investors expect to make a return, it's most likely going to be classified as a security and will have to follow securities laws.

There are a few factors to consider when evaluating regulatory risk for any particular crypto asset. These include whether it's a coin or token if it's mineable or decentralized, and if it's functioning in production. Additionally, if there was an ICO or TGE, if it was offered in the U.S. in a public or private sale, and if there was KYC/AML completed are also important considerations. The least risky crypto asset is a mineable coin running on a functioning decentralized blockchain network. The most risky type of coin is a pre-mined and centralized coin that was created through an ICO.

Overall, the difference between securities and commodities boils down to whether the asset represents ownership in a company or a debt obligation (securities) or whether it is a physical or virtual good that is traded in financial markets (commodities).

### Implications for the Cryptocurrency Industry

The outcome of the Coinbase-SEC case could have significant implications for the broader cryptocurrency industry. If the court ultimately rules that cryptocurrency is a security, it could mean that other platforms will also be subject to SEC regulation. This could include requirements for registration, reporting, and compliance with anti-money laundering and know-your-customer rules.

On the other hand, if cryptocurrency is ultimately deemed a commodity, it could mean that platforms like Coinbase will be subject to less regulation and oversight. This could make it easier for these platforms to innovate and grow, but could also make it easier for bad actors to engage in fraudulent activities.

### Final Thoughts

While the ultimate outcome of the case is still unclear, it is clear that this is a complex issue that will continue to be debated for some time. In the meantime, investors and traders in the cryptocurrency space should be aware of the potential risks and uncertainties involved.

But one thing is certain, managing your digital assets has never been easier. Bitpowr offers a comprehensive range of blockchain solutions at competitive prices, including secure wallet solutions. We understand the requirements of digital asset businesses and financial institutions to succeed in the blockchain world. **[Let’s chat about how we can help you today](https://bitpowr.com/contact-sales).**

Our blog

Resources and insights

Are Digital Assets Securities or Commodities? Understanding the Coinbase and the SEC Case

Understanding the Reasons for the Recent Surge in Bitcoin Transaction Fees

Neobanks: A Catalysts for Global Financial Transformation.

The Rise of Self-Custody Wallets: Why Decentralization Matters?

How to Choose the Right Blockchain Infrastructure Provider

Blockchains With the Highest Transaction Speed

Dispelling Common Myths Regarding Bitcoin.

Understanding Anti-Money Laundering Operations in Crypto

What is Mining?

Are Digital Assets Securities or Commodities? Understanding the Coinbase and the SEC Case

Understanding the Reasons for the Recent Surge in Bitcoin Transaction Fees

Neobanks: A Catalysts for Global Financial Transformation.

The Rise of Self-Custody Wallets: Why Decentralization Matters?

How to Choose the Right Blockchain Infrastructure Provider

Blockchains With the Highest Transaction Speed

Dispelling Common Myths Regarding Bitcoin.

Understanding Anti-Money Laundering Operations in Crypto

What is Mining?

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